“Before we utilised Justin’s service, we had no protection in place for our business and family.  Justin took the time to walk us through the potential risks to both our family and our business and provided a comprehensive solution.  His recommendations were clear and concise and he negotiated with underwriters the unique parts of our business to get us income protection when most personal trainers are not eligible,  He also suggested we use several providers which is more work and effort for him because each one provided a better solution for us.”

“Justin has been very good for us and organises everything so we can recommend him in his Advising role.  In addition to protecting us as the Key Persons at Control Systems, he has also introduced us to a self managed super specialist and a lawyer who facilitate the purchase of our factory in our super fund.  Justin also set up our company employee super fund for which he takes minimum fees
(unlike our AMP guy who used to take maximum fees) and it comes with life insurance for which no medicals are required.  As a result one of our ex-employees who died suddenly about 12 months after he left us, his family received a $200K plus payout when they would otherwise have had nothing.  One of our other Managers who has health issues since he started with us 20 years ago has some cover because of it.  Now that we have all of our protection in place as well as the other solutions, we have taken away the controllable risk in our business which leaves us free to focus on running the business knowing everything is sorted out.  We have no hesitation in recommending Justin to other successful business owners.”

“Running several businesses, I was worried about what would happen to my wife and son if anything happened to me. My accountant Steve recommended I see Justin who went beyond the call of duty to phone every provider in the market, championing my case and organised my protection plan.  On review, a couple of years later we got significantly better premiums  and a huge reduction in my medical loading from a different provider.  Justin goes the extra mile and does the right thing by his clients and I know my family and I are protected.”