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We specialise in reducing risk for business people

  Have you spent years building your business but failed to protect it?

Ourrole

Why Choose Us

  • Specialists who actually run their own business – We understand the issues and challenges business owners face because we face them ourselves.  BulletProofing your business is very different to “Mum and Dad” advice that most advisers will provide you. That’s why you need a business specialist. After all how can you expect an employed Adviser to understand the complexity of your business when they are not even running one themselves.
  • BulletProof Your Business Analysis and Strategy Road Map – Our 10 Minute Checklist will help you identify where your business is exposed.We know you are busy so we will identify the chinks in your business armour as well as give you a one page Strategy Road Map that maps our BulletProof solution in easy to understand concepts.
  • Not Tied to a Bank or Insurance Company – 80% of business Advisers in Australia today are tied to the big four banks or insurance companies that provide a limited set of solutions that may not be in your best interest.   We can use the entire market meaning you get access to the best possible solutions available.
  • Security and Peace of Mind for your business and your family – BulletProofing your business not only protects what you have worked hard to build, it provides enormous peace of mind and security knowing that your loved ones are taken care of.

Holistic Advice to Help you Achieve Real Prosperity

Whilst our core mission is to BulletProof Your Business, our overall vision is to help business owners achieve real prosperity which we define as peace, wholeness and well-being in every area of life.  Through our carefully selected alliance partners, we can  help motivated clients with important yet often neglected areas such as nutrition and exercise as well as specialist coaching to help your business grow.

Our Personal Story

profilejustinJustin is passionate about business because it provides people with the opportunity to be creative and passionate about what they were created to do, not just work for someone else with restraints.  He has also seen first hand in his own family how likely it is for business owners in multipartnerships to exit before retirement due to death, disablement or major illness.  He champions his clients’ best interests even when it is more time consuming and easier to take the easier solution.

One of Justin’s major passions is to help business owners grow towards real prosperity and is one who practises what he preaches.  Justin has a strong conviction that everyone can move towards real prosperity which he defines as “peace, wholeness and well-being in every area of life.” A huge part of this passion is learning how to a great Father and Husband by spending quality time with his wife Katie and their three children who he has shared parenting for the last 8 years.

Other parts of his real prosperity plan including riding his mountain bike around Jolly Nose, catching mudcrabs and making a comeback into 2nd grade cricket. As well as enjoying good food and wine, after all he is half Italian!  In his spare time, Justin likes to fight injustice including advocating for the ending of human trafficking and invests time and resources to projects which help the poor and oppressed.  Visit Homes of Hope International to discover how to be a hero!

Don’t leave it another day to find out how to protect your business.  

Whilst we hope it will never happen, here is our Complaints_text and we will work with you to resolve any issues.

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Client Testimonials

Interested in working with us? Check out some of our client testimonials below!

Energise Health Management

Nathan and Giselle Martin. www.energisehealthmanagement.com.au

TestLogo1“Before we utilised Justin’s service, we had no protection in place for our business and family.  Justin took the time to walk us through the potential risks to both our family and our business and provided a comprehensive solution.  His recommendations were clear and concise and he negotiated with underwriters the unique parts of our business to get us income protection when most personal trainers are not eligible,  He also suggested we use several providers which is more work and effort for him because each one provided a better solution for us.”

 

Control Systems Technology

Ian and Sue Burrell. www.controlsystems.com.au/

TestLogo2“Justin has been very good for us and organises everything so we can recommend him in his Advising role.  In addition to protecting us as the Key Persons at Control Systems, he has also introduced us to a self managed super specialist and a lawyer who facilitate the purchase of our factory in our super fund.  Justin also set up our company employee super fund for which he takes minimum fees
(unlike our AMP guy who used to take maximum fees) and it comes with life insurance for which no medicals are required.  As a result one of our ex-employees who died suddenly about 12 months after he left us, his family received a $200K plus payout when they would otherwise have had nothing.  One of our other Managers who has health issues since he started with us 20 years ago has some cover because of it.  Now that we have all of our protection in place as well as the other solutions, we have taken away the controllable risk in our business which leaves us free to focus on running the business knowing everything is sorted out.  We have no hesitation in recommending Justin to other successful business owners.”

 

ACN Independent Representative and TEMP IT Pty Ltd

Adam Halen www.tempit.com.au

TestLogo3“Running several businesses, I was worried about what would happen to my wife and son if anything happened to me. My accountant Steve recommended I see Justin who went beyond the call of duty to phone every provider in the market, championing my case and organised my protection plan.  On review, a couple of years later we got significantly better premiums  and a huge reduction in my medical loading from a different provider.  Justin goes the extra mile and does the right thing by his clients and I know my family and I are protected.”

 

Justin Pagotto is an Authorised Representative and Katherine Susan Pagotto and Justin Pagotto ABN 96 645 224 877 [t/as Jireh Financial] is a Corporate Authorised Representative of PATRON Financial Services Pty Ltd ABN 13 122 381 908 ATF PATRON Financial Trust ABN 32 307 788 137 AFSL No. 307379 trading as PATRON Financial Advice (PATRON).

Information published on this website has been prepared for general information purposes only and not as specific advice to any particular person. Any advice contained in this document is General Advice and does not take into account any person's particular investment objectives, financial situation and particular needs. Before making an investment decision based on this advice you should consider, with or without the assistance of a qualified adviser, whether it is appropriate to your particular investment needs, objectives and financial circumstances. Past performance of financial products is no assurance of future performance. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products mentioned on this website. You should also obtain and read this document prior to proceeding with any decision to purchase a financial product.